How do the citizens with their finances work?
In a civilized industrialized country there is not virtually any human being to that one not decreed about finances in the form from money. Even beggars follow an activity, they beg and they attain thus their finances. But it is not supposed to be a question of beggars here. It is a question of usual people with graduation, training and profession. These three factors determine the finances. Who has a good graduation can do a better training in order to be able to accept a good profession then. The better the profession is, the the employee will receive more wage and this salary puts the finances of the employee there. A simple sales assistant with even a full place deserves possibly so little that he must make itself still fire money from resin IV. This situation accumulates in Germany unfortunately more and more. The people must go working, they do not earn, however, more enough in order to still only be able to live on that. For these people it is especially difficult with the finances work. Again and again bigger purchases come up to one and thus a part of the month income is to be saved. Who does not have much can put only little to the page. If the purchases come up to one then, one does not know anymore then how one is supposed to pay her. A credit will not be given to one with a low content. Thus the poverty is preprogrammed. A state which our current politics will not undertake something against voluntarily seemingly.
It does not have to be, however, like this that the employee is in a chronic money poverty. Many citizens had been able to qualify for a good training and earn good money. Students earn often only a poverty salary until they are over 30 in order to be able to make up for everything then. Also selfcontinuous craftsmen or traders can earn good money. Thus opulent finances are available. It can be lived well and at the end of the month money stays still over. If somebody liked to build a house, this must be then also so around not Voll have to finance. The money can be invested thus in order to multiply oneself. The stock and option trade is not a secure investment and who invests his money here should more absolutely not need it. Who still needs his money, however, that one should invest in safeguarded capital investments. Grounds which guarantee a least distribution to one can be chosen. It can be invested, however, also in fixed deposit. Independent to the capital investment the investor should always keep a reserve, however, on the call money account around his invested money in the case of the cases not have to infringe. The investor should plan already to build a house in forseeable time or buy, then he should invest his money so that it is liquid to this time. Who touches his firmly invested money will have to renounce most interests painfully.